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Debt can be a double-edged sword. Used wisely it allows you to preserve cash, and exploit leverage to achieve your goals faster. Used poorly, it will get you into trouble quickly buying too many big boys toys. In the article below, the author shows why it made sense for him to keep his cash on hand and go into debt for five years to purchase a new Toyota Sienna.


The author’s brand new Toyota Sienna. Courtesy Eric Rosenberg With excellent credit , you may be able to buy a new car with 0% APR financing. That can be a better deal than buying a car with cash. It’s important to do the math and compare the various offers […]

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